:root{--navy:#074576;--navy-dark:#052f4f;--off-white:#f6f9fc;--aqua:#1ed1fd;--blue-grey:#6b98af;--lt-blue:#acc4d4;--text:#4a5b6d;--hairline:#e3eaf2;--success:#1f9d6c;--danger:#c4574b;--font-h:"Roboto",system-ui,sans-serif;--font-sub:"Catamaran",system-ui,sans-serif;--font-body:"Open Sans",system-ui,sans-serif}*,:after,:before{box-sizing:border-box;margin:0;padding:0}body,html{max-width:100%;overflow-x:hidden;touch-action:pan-x pan-y}.bk-eyebrow{align-items:center;display:inline-flex;font-family:var(--font-body);font-size:12px;font-weight:700;gap:12px;letter-spacing:.22em;margin-bottom:28px;text-transform:uppercase}.bk-eyebrow:before{background:var(--aqua);content:"";display:inline-block;flex-shrink:0;height:2px;width:28px}.bk-eyebrow--light{color:var(--aqua)}.bk-eyebrow--dark{color:#3f6b82}.bk-link-hot{align-items:center;background:var(--navy);border-radius:4px;color:var(--off-white);display:inline-flex;font-family:var(--font-body);font-size:14px;font-weight:700;gap:8px;padding:12px 24px;text-decoration:none;transition:filter .15s}.bk-link-hot:hover{filter:brightness(1.15)}.bk-link-warm{align-items:center;border-bottom:1.5px solid var(--aqua);color:var(--navy);display:inline-flex;font-family:var(--font-body);font-size:14px;font-weight:700;gap:6px;padding-bottom:2px;text-decoration:none;transition:color .15s}.bk-link-warm:hover{color:var(--aqua)}[role=button]:focus-visible,[tabindex]:focus-visible,a:focus-visible,button:focus-visible{border-radius:2px;outline:2px solid var(--navy);outline-offset:3px}.bk-problem{background:#fff;padding:64px}.bk-problem__inner{margin:0 auto;max-width:1320px}.bk-problem__h2{color:var(--navy);font-family:var(--font-h);font-size:44px;font-weight:900;letter-spacing:-.025em;line-height:1.06;margin-bottom:20px}.bk-problem__intro{color:var(--text);font-family:var(--font-sub);font-size:20px;line-height:1.55;margin-bottom:56px}.bk-problem__grid{display:grid;gap:24px;grid-template-columns:repeat(3,1fr)}.bk-problem-card{align-items:stretch!important;background:var(--off-white);border:1px solid var(--hairline);border-radius:12px;display:flex!important;flex-direction:column!important;gap:10px!important;justify-content:flex-start!important;overflow:hidden;padding:34px 28px 28px;position:relative}.bk-problem-card:before{background:linear-gradient(90deg,rgba(196,87,75,.15),rgba(196,87,75,.75) 50%,rgba(196,87,75,.15));content:"";height:4px;left:0;position:absolute;right:0;top:0}.bk-problem-card__label{color:#a8392e;flex:0 0 auto!important;font-family:var(--font-body);font-size:12px;font-weight:700;letter-spacing:.12em;margin:0!important;text-transform:uppercase}.bk-problem-card__title{color:var(--navy);flex:0 0 auto!important;font-family:var(--font-h);font-size:22px;font-weight:900;line-height:1.25;margin:0!important;min-height:56px}.bk-problem-card__body{color:var(--text);flex:0 0 auto!important;font-family:var(--font-sub);font-size:16px;line-height:1.6;margin:0!important}.bk-cta-strip{align-items:center;background:var(--off-white);border:1px solid var(--hairline);border-left:4px solid var(--aqua);border-radius:10px;display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between;margin-top:56px;padding:28px 40px}.bk-cta-strip__text{color:var(--text);flex:1 1 320px;font-family:var(--font-sub);font-size:16px;line-height:1.5}.bk-cta-strip__actions{align-items:center;display:flex;flex-shrink:0;flex-wrap:wrap;gap:16px}@media (max-width:768px){.bk-eyebrow{font-size:10px!important;letter-spacing:.1em!important;overflow-wrap:break-word!important;white-space:normal!important}.bk-problem{padding:40px 24px!important}.bk-problem__h2{font-size:28px!important}.bk-problem__intro{font-size:17px!important;margin-bottom:36px!important}.bk-problem__grid{gap:20px!important;grid-template-columns:1fr!important}.bk-problem-card{padding:28px 24px 24px!important}.bk-problem-card__title{font-size:19px!important;min-height:0!important}.bk-cta-strip{align-items:stretch!important;flex-direction:column!important;padding:24px!important}.bk-cta-strip__text{margin-bottom:4px!important}.bk-cta-strip__actions{align-items:stretch!important;flex-direction:column!important}.bk-link-hot{text-align:center!important}.bk-link-hot,.bk-link-warm{justify-content:center!important}}@media (prefers-reduced-motion:reduce){.bk-link-hot,.bk-link-warm{transition:none}}